Estimate your EFC

This interactive calculator estimates how much you and your family are expected to contribute to the cost of your college education.

Calculations are based on several factors, including assets and income, marital status, and family size. Your Expected Family Contribution (EFC) determines your eligibility for student financial aid from various sources — federal, state, and your school.

Important

This tool does not conform exactly to the official formula used by the U.S. Department of Education to calculate your EFC.

As a result, these estimates may differ from the official EFC generated by the U.S. Department of Education based on information provided on the FAFSA.

SLM Corporation and its subsidiaries are not sponsored by or agencies of the United States of America.